The bank that I was previously with made me come into the bank in person and tell them that I was making a purchase from another country. They said it was for my security and it prevents fraud. They would ask me what country I was ordering from, how much I was spending. After going through that three times they asked me specifically what I was buying and I told them that it was personal and none of thier business and I closed my account. The bank Im with now asks no questions.